Upstox Loans

Introducing Upstox Loans: The Stress-Free Way to Borrow Money

From unexpected expenses to achieving your biggest life goals, Upstox Loans has got you covered. Our app, brought to you by RKSV Securities Pvt. Ltd., offers access to personal loans from trusted NBFCs and banks, all through a secure and fully digital experience.

What Can You Do with Upstox Loans?

With Upstox Loans, you can:

• Get instant personal loans of up to ₹10 lakh
• Complete the entire process digitally, with zero paperwork
• Receive quick disbursal of funds directly to your bank account
• Receive personalized loan offers based on your Upstox profile and credit score
• Check your loan eligibility and credit profile in just seconds
• Track your loan status and download necessary documents right from the app

Instant Personal Loans at Your Fingertips

Upstox Loans offers fast and unsecured personal loans with flexible repayment options and competitive rates. These loans are available to both salaried and self-employed users.

• Loan amount: ₹20,000 to ₹10,00,000
• Tenure: 6 to 60 months
• APR: Starting from 13.99% - 36%
• No collateral required
• Instant disbursal upon approval
• Transparent processing fees with no hidden charges

Note: Personal loans are subject to approval and are currently available for select users only. The maximum interest rate (APR) that may be charged is 36%.

Sample Loan Calculation

Let's take a look at a sample loan calculation:

• Personal loan amount: ₹2,00,000
• Tenure: 36 months
• Interest rate: 24% p.a.
• Processing fee: ₹5,900 (incl. GST)
• EMI: ₹7,210
• Total interest: ₹79,546
• APR: 26.5%
• Net disbursed: ₹1,94,100
• Total repayment: ₹2,79,546

Our Trusted Lending Partners

All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. We are currently partnered with:

InCred Financial Services Ltd

📞 022-42117799

📩 care@incred.com

💬 Chatbot: 8826272192

🌐 www.incred.com

What You Need to Apply for a Personal Loan

To apply for a personal loan, you may be asked to submit:

• Aadhaar & PAN for KYC
• Bank account details for disbursal
• A selfie for ID verification

Additional documents may be requested based on your profile.

Eligibility Criteria for a Personal Loan

Eligibility for a personal loan is determined by our lending partners. Common requirements include:

• Indian citizens aged 21-65
• Salaried or self-employed
• Meeting the lender's income criteria
• A credit score aligned with the lender's risk policy

Repayment & Prepayment of Personal Loan

Repayment of your personal loan is easy and hassle-free with Upstox Loans. Here's what you need to know:

• EMIs are automatically debited from your registered bank account via eNACH
• Make sure to maintain a sufficient balance to avoid bounce charges
• Foreclosure or part-payment is allowed, but may attract additional charges as per the lender's policy

Secure & Transparent

At Upstox, we are committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity.

Privacy Policy: https://upstox.com/terms-of-use-and-privacy-policy/

Ready to Make Your Next Move?

Download the Upstox Loans App now and get access to fast, flexible, and fully digital personal loans on the go. Say goodbye to stress and hello to financial freedom!